Insuring Caregiving Organizations

Frequently asked questions for hospice, home health and senior living insurance

Frequently asked questions for hospice, home health and senior living insurance

Find answers to your frequently asked questions about hospice, home health and senior living insurance coverage and products from Glatfelter Healthcare Practice.

A: Not-for-profit skilled care/nursing facilities, for-profit and not-for-profit assisted living facilities, for-profit and not-for-profit continuing care retirement communities, hospices, for-profit and not-for-profit independent living facilities, short stay residential rehabilitation facilities, home healthcare agencies and healthcare agencies providing domestic services or "home aide providers.


A: Franchisees of the following home aide organizations are currently qualified for our insurance program:

  • Acti-Kare
  • Aegin Place
  • Age Advantage
  • Always Best Care Senior Services
  • Americare
  • Comfort Keepers
  • ComForcare Senior Services
  • First Light Home Care
  • Home Care Assistance
  • Home Helpers
  • Home Instead
  • Homewatch International
  • LAS/Visiting Angels
  • Right at Home
  • Seniors Choice
  • Senior Helpers
  • Synergy Home Care
A: We offer Professional and General Liability coverage, Directors and Officers Liability, Automobile, Excess Liability, Property and Crime. 
A: We recommend you work with your local insurance agent or broker to help you apply for insurance coverage.
A: We can write hospice and home healthcare agencies in all 50 states. We can write skilled nursing and assisted living facilities in all states except Alaska, Hawaii and North Dakota.
A: American Alternative Insurance Corporation (AAIC), an admitted affiliate of Munich Reinsurance America, Inc. AAIC has an A.M. Best rating of A+ (Superior), the highest financial class size (XV) and an insurer financial strength rating of AA- (Very Strong) from Standard & Poors.
A: Although we don't offer premium financing, we offer premium payments on installments based on the amount of your total annual policy premiums. Your local insurance agent can help you find a premium financing company.
A: Yes, this coverage is available if you qualify. There is an additional premium charge for this coverage.
A: Although we do not offer individual policies for physicians or physician groups, we do include physicians as Additional Insureds under our Hospice and Home Healthcare Liability Coverage policy while they are working on behalf of the hospice or home healthcare agency. However, each physician must be specifically endorsed by name on each policy for coverage to apply.

Learn more about the insurance products by Glatfelter Healthcare Practice.